The rewards credit card for London’s foodies

Epic rewards. No FX fees. Travel Insurance.
£15/month, cancel anytime • 
Representative 59.3% APR (variable)
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.

It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
£15/month, cancel anytime • 
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.

It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.

Earn 1 point for 

every

£1 you spend

And up to 5x at Yonder partners

And use them on 

epic

spots around town

8-10 of the very best, curated and updated monthly
250
pts
We'll cover £
7
50 locations across London
3800
pts
We'll cover £
90
1000
pts
We'll cover £
25
S & C London
20000
pts
We'll cover £
500
Across the UK
This month’s spots
(Hint: it’s really easy)

Earn up to £275 a year towards some of London’s best dining experiences

POINTS EARNED
9,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£275.00
YOUR MONTHLY SPEND

Earn up to £350 a year towards some of London’s best dining experiences

POINTS EARNED
12,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£350.00
YOUR MONTHLY SPEND

Earn up to £425 a year towards some of London’s best dining experiences

POINTS EARNED
15,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£425.00
YOUR MONTHLY SPEND

Earn up to £500 a year towards some of London’s best dining experiences

POINTS EARNED
18,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£500.00
YOUR MONTHLY SPEND

Earn up to £650 a year towards some of London’s best dining experiences

POINTS EARNED
24,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£650.00
YOUR MONTHLY SPEND

Oh, we’re perfect for travelling too

And Worldwide Travel Insurance

With trip cancellation, car hire excess, winter sports and more. Ts & Cs apply.

You 

deserve

 a card that wasn’t built before you were born

Seamless onboarding
No need for a UK Credit Score
Redeem points instantly
It’s as easy as a swipe
Spend breakdown
Know where your money’s going
Freeze and replace
Full control over your card
Yonder product screenYonder product screenYonder product screenYonder product screen

Using Yonder responsibly could improve your credit rating

Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.

Still unsure? Ask us anything

Can I really cancel anytime?

Yep. No strings at all. We’ll be sad to lose you, but just pop us a message in the app, and we’ll do the rest. No fees, no fuss.

What the hell does 59.3% APR mean?

Don’t worry, it’s not the interest rate you’ll pay us if you ever need to borrow money. That’s 23.94%.

The 59.3% Representative APR is a rate we show you so you can compare the cost of different credit products. It includes your membership fee, which is why it’s a bit higher than the borrowing rate.

What’s the application process like?

Quick and simple - all you'll need to hand is your phone and government ID.

  1. Download the Yonder app from the App Store or Google Play Store
  2. Verify your email and enter a few details about yourself
  3. Connect your bank accounts to help us give you the right credit limit
  4. Confirm your identity with a quick selfie
  5. That's it! Your metal card's on the way, with your digital card ready to use in the app
Will applying affect my credit score?

We’ll firstly ask you a few questions to see if you’re eligible. This won’t affect your credit score, as we only perform what’s known as a ‘soft search’ on your credit report. This will only be visible to you and not potential lenders.

If you’re eligible and decide to progress, we’ll then perform a hard search on your credit report, which may effect your credit score.

How do I redeem my points?

It’s really easy. Simply check out the latest experiences in the app, go and enjoy one, pay using Yonder, then choose to use your points in the app. That’s it. No codes. No coupons. No awkward conversations with the waitress.

A seamless experience from start to finish.

Do I get Purchase Protection?

Yep, under a UK law called Section 75. You may be covered for things like faulty items, purchases not fulfilled, or puchases not as described.

Just reach out to our lovely member support team in the app, and we’ll do the rest.

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