The rewards credit card for Londoners
Epic rewards at some of London’s best restaurants, amazing travel insurance, no FX fees abroad and more.
Get 3 months free and £50 dining credit.
FCA authorised and regulated
£15/month, cancel anytime • Rep. 59.3% APR (var)
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Typical Yonder annual value:
£407.70 /year
Hate credit card rewards? So did we.
Get 1 point for every £1 spent and up to 5x points at our partners across London.
"The app is super easy to use, and effectively recommends new places to try each month with 3-5x point-earning ability / very lucrative point redemptions."
Daryl Ong, Member
Worldwide family travel insurance
You're covered for trip cancellation, car hire excess, winter sports, medical expenses, no excess and more.
And no foreign exchange fees.
We don't add any fees or charges while you spend abroad. Some credit cards charge up to 2.99% when you spend in a different currency. Not us.
"Everything you need to travel overseas as well, great exchange rates and travel insurance"
Isobel, Member
Apply without a UK credit score.
We'll let you know if you're eligible before you apply.
See if I'm eligible
"This is the perfect credit card for individuals with no credit history. I struggled to get a decent credit card for months after moving to the UK, then Yonder came along."
Harmon Dominico, Member
Step 1
Fill out our pre-application
Add your name and email then fill out our pre-application survey. We'll invite you to apply if you qualify.
Apply now
Step 2
Complete your application
You don't need a UK credit score to apply, but we'll run a soft check if you have a credit report and let you know if you're eligible first.
Step 3
Sign your credit agreement
We'll run a hard check on your credit report (if you have one) once you progress. If you're approved, start using your card details in the app right away.
The modern essentials, as they should be.
Smart fraud protection
Instant payment notifications
Purchase protection
iOS and Android apps
A shiny metal card
24/7 help from real people
Apple Pay and Google Pay
Our members really love us.
98% of our Trustpilot reviews are 5-stars. The other 2% are 4-stars.
Yonder was a godsend for my trip to Sri Lanka. I loved earning points, paying no FX fees, and the security of a credit card abroad.
Benedict Russell
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
I'm always on the hunt for new places to eat and drink in London, so I love discovering new spots in the app.
Caitlin Place
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Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
We used Yonder to pay for most of our destination wedding. The support is really responsive, which made it easier to enjoy the festivities!
Divya Babu
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
I've loved my Yonder card. The ability to pay no FX fees anywhere in the world and simply use the card for everything has been amazing.
Robert Ellis
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
New cardmember offer
Get 3 months free and a £50 credit to spend at one of our reward partners.
Waived £15/month membership
Get 3 months free
Save £45- Includes worldwide travel insurance, no FX fees, 24/7 support and more.
Rewards partner credit
£50 partner credit
- Choose from 6 rewards partners
- Spend right away, no minimum spend or restrictions.
3 months free then
£15
/month
- First 3 months free
- £50 sign-up experience
- Worldwide family travel insurance
- No foreign exchange fees abroad
- 24/7 support from real people
- Member metal card
- Purchase protection
- Mastercard World Elite Priceless benefits
Representative example: Representative APR: 59.3% APR (variable), Purchase rate: 23.94% APR (variable), Monthly fee: £15 a month, Assumed credit limit: £1200
Approval subject to eligibility: pre-application is just an expression of interest. We'll invite you to apply, and if you decide you want to, we'll run some more checks.
Impact on your credit rating: you'll need to make your minimum monthly payment on time, or it can impact your credit rating. Only borrow what you can afford to pay back.
See if you're eligible now
No commitment, get going with just a few questions.
Thank you. You're in.
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