The card-shaped key to your city

The modern lifestyle credit card packed with rewards, no FX markups and loads more. All yours without needing a UK credit score.

Join the waitlist
check icon

FCA authorised and regulated

Vertical Yonder card
Our investors also backed:
Our investors also backed:
Klarna logo whitetrustpilot logo whitespotify logo white

Your city, served up on a platter.

Let's get straight to the points

Sick of earning points you can only use once a year for a Tuesday flight at the crack of dawn? Earn points you can use on things you’ll actually love doing in London.

rewards icons

Earn 1 point for every £1 you spend

Group of people enjoying a drink in the sun

Use points for epic local experiences

Handpicked experiences, easily redeemable in the app. No codes, no coupons, and no fine print. Just head to the experiences, pay normally and we'll cover the cost.

rewards icon

No annoying codes or coupons

Group of people enjoying a drink in the sun

Don't be another idiot abroad.

Spend without fees everywhere.

We'll never add any hidden fees or changes while you spend abroad. You get the Mastercard® rate, which is the one we get and just pass right onto you.

mastercard icon

Spend normally abroad

Group of people enjoying a drink in the sun

The modern essentials, as they should be.

rewards icon

Smart fraud protection

We've got your back
notification icon

Payment notifications

Ping!
chat support icon

Help from a real person

24/7 on the phone and in the app
purchase protection icon

Purchase protection

Swipe with peace of mind
app icon

iOS and Android apps

A real delight to swipe
metal card icon

A shiny metal card

Fit for your London lifestyle

Get going in a few steps. No credit score required.

form icon

Step 1:

Connect your bank account so we can see your income and spending history

id icon

Step 2:

Upload your ID and a snap a quick selfie. Smile!

card icon

Step 3:

We’ll send you a metal card. Your digital card will be live in the app.

Turns out, this doesn't need to be so hard

Do it all on your phone. No call centers, paperwork or bank branches. Answer a few questions and we'll let you know if you're eligible without a hard check on your credit score.

Group of people enjoying a drink in the sun

Credit doesn't need to be so scary.

We’re a team of expats and locals with a mission to make money rewarding and credit empowering through products people understand and love.

After years at TransferWise, ClearScore and Monzo, we're experts in solving painful financial problems for millions of people in the UK.

Group of people enjoying a drink in the sun

Launching this Spring. Join our waitlist.

Drop your name and email below and we'll let you know when we're ready to go.

Nice, you're in. See you in your inbox soon.
Hmm Something went wrong. Try again later.
Vertical Yonder card