With
no fees
when you spend abroad
The only rewards card where you can keep racking up those points whilst you’re away
And
Worldwide
Travel Insurance
With trip cancellation, car hire excess, winter sports and more. Ts & Cs apply.
The rewards credit card for London’s foodies
"Yonder is life changing" -
A friend, probably
Epic rewards. No FX fees. Travel Insurance.
Finish your eligibility check to close in on your £50 dining credit & 1 month free
CF
25% complete
Continue
£15/month, cancel anytime •
Representative 64.0% APR (variable)
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Epic rewards. No FX fees. Travel Insurance.
£15/month, cancel anytime •
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
CF
25% complete
Continue eligibility check
£15/month, cancel anytime
Representative 59.3% APR (variable)
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Earn 1 point for
every
£1 you spend
And up to 5x at Yonder partners
And use them on
epic
spots around town
8-10 of the very best, curated and updated monthly
6500
pts
We'll cover £
145
The City
4250
pts
We'll cover £
100
Brixton
4000
pts
We'll cover £
90
Soho
2650
pts
We'll cover £
65
Southwark & Shoreditch
2500
pts
We'll cover £
60
Soho
2150
pts
We'll cover £
50
C & E London
1100
pts
We'll cover £
25
Across London
900
pts
We'll cover £
20
Soho
20000
pts
We'll cover £
450
Near London & Manchester
5600
pts
We'll cover £
125
Soho
3350
pts
We'll cover £
75
Islington
Earn up to £275 a year towards some of London’s best dining experiences
POINTS EARNED
9,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£275.00
YOUR MONTHLY SPEND
Earn up to £350 a year towards some of London’s best dining experiences
POINTS EARNED
12,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£350.00
YOUR MONTHLY SPEND
Earn up to £425 a year towards some of London’s best dining experiences
POINTS EARNED
15,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£425.00
YOUR MONTHLY SPEND
Earn up to £500 a year towards some of London’s best dining experiences
POINTS EARNED
18,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£500.00
YOUR MONTHLY SPEND
Earn up to £650 a year towards some of London’s best dining experiences
POINTS EARNED
24,000
POINTS VALUE
You’ll typically be able to cash in each yonderpoint you earn for around 2.5p towards a Yonder Experience.
We also include a £50 dining credit just for signing up.
£650.00
YOUR MONTHLY SPEND
Our members really
love
us
Oh, we’re perfect for travelling too
And Worldwide Travel Insurance
With trip cancellation, car hire excess, winter sports and more. Ts & Cs apply.
You
deserve
a card that wasn’t built before you were born
Seamless onboarding
No need for a UK Credit Score
Redeem points instantly
It’s as easy as a swipe
Spend breakdown
Know where your money’s going
Freeze and replace
Full control over your card
(Actual support team)
With 24/7 help from real people
98s average response time. Speedy.
“So easy to speak to a real person rather than a robot.”
Hannah R, Member
“The customer service is excellent, they reply almost instantly.”
Daryl O, Member
“Customer service is fantastic and quick to respond.”
Elizabeth P, Member
“The customer service is almost too good. Top execution all round.”
Will J, Member
Using Yonder
responsibly
could improve your credit rating
Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
Get 1 month free and
a £50 dining credit
Including
Then £15/month. Cancel anytime.
Thank you. You're in.
Oops! Something went wrong while submitting the form.
Representative example
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
REPRESENTATIVE
64.0%
(variable)
purchase rate
27.71%
(variable)
Assumed credit limit: £1200.
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
What does all this mean?
Get 1 month free and
a £50 dining credit
Including
Then £15/month. Cancel anytime.
Finish your eligibility check
CF
25% complete
Continue
Representative example
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
REPRESENTATIVE
64.0%
(variable)
purchase rate
27.71%
(variable)
Assumed credit limit: £1200.
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
What does all this mean?
You're eligible, {name}!
Continue in the app to get your 1 month free & £50 dining credit
Then £15/month. Guaranteed 64.0% APR
Cancel anytime. APR subject to verification
You've been pre-approved for £{amount}
Continue in the app to get your 1 month free & £50 dining credit
Then £15/month. Guaranteed 64.0% APR
Cancel anytime. APR subject to verification
Continue in the app to get your 1 month free & £50 dining credit
Then £15/month. Guaranteed 64.0% APR
Cancel anytime. APR subject to verification
Still unsure? Ask us anything
Can I really cancel anytime?
Yep. No strings at all. We’ll be sad to lose you, but just pop us a message in the app, and we’ll do the rest. No fees, no fuss.
What the hell does 64.0% APR mean?
Don’t worry, it’s not the interest rate you’ll pay us if you ever need to borrow money. That’s 27.71%.
The 64.0% Representative APR is a rate we show you so you can compare the cost of different credit products. It includes your membership fee, which is why it’s a bit higher than the borrowing rate.
What’s the application process like?
Quick and simple - all you'll need to hand is your phone and government ID.
- Download the Yonder app from the App Store or Google Play Store
- Verify your email and enter a few details about yourself
- Connect your bank accounts to help us give you the right credit limit
- Confirm your identity with a quick selfie
- That's it! Your metal card's on the way, with your digital card ready to use in the app
Will applying affect my credit score?
We’ll firstly ask you a few questions to see if you’re eligible. This won’t affect your credit score, as we only perform what’s known as a ‘soft search’ on your credit report. This will only be visible to you and not potential lenders.
If you’re eligible and decide to progress, we’ll then perform a hard search on your credit report, which may effect your credit score.
How do I redeem my points?
It’s really easy. Simply check out the latest experiences in the app, go and enjoy one, pay using Yonder, then choose to use your points in the app. That’s it. No codes. No coupons. No awkward conversations with the waitress.
A seamless experience from start to finish.
Do I get Purchase Protection?
Yep, under a UK law called Section 75. You may be covered for things like faulty items, purchases not fulfilled, or puchases not as described.
Just reach out to our lovely member support team in the app, and we’ll do the rest.