Your card-shaped key to the city

The modern rewards credit card with no foreign exchange fees and more. Apply without a UK credit score.
FCA authorised and regulated
Trustpilot 4.6 stars
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.

It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
A photo of the Yonder card
9000 pts
2500 pts
3000 pts
3000 pts
3500 pts
9000 pts
3000 pts
2500 pts
3000 pts
3500 pts
9000 pts
3000 pts
2500 pts
3000 pts
3500 pts
9000 pts
3000 pts
2500 pts
3000 pts
3500 pts
9000 pts
3000 pts
2500 pts
Trustpilot 4.6 stars

Rewards that'll make you go "Oooooo"

Earn 1 point for every £1 spent.

Plus earn extra points when you spend with our experience partners.

2500 pts
3500 pts
3000 pts
9000 pts
3000 pts
4500 pts
2500 pts
3500 pts
3000 pts
9000 pts
3000 pts
4500 pts
2500 pts
3500 pts
3000 pts
9000 pts
3000 pts
4500 pts
2500 pts
3500 pts
3000 pts
9000 pts
3000 pts
4500 pts

Use points on London's best meals, gigs and events

Every month we'll pick new experiences and stick them in the app for you to discover.

See how rewards work

Don’t be another
idiot abroad.

Spend without fees in any currency, all over the world.

We’ll never add any fees or charges while you spend abroad. You get the Mastercard rate, which we just pass right on to you without any markups.

Spend and earn points while you're away.

Some credit cards charge up to 2.99% when you spend in a different currency. Not us. Spend like you do at home.

Man enjoying a drink in the pool

Apply without a UK credit score.

We'll let you know if you're eligible before you apply.

Apply for early access

The modern essentials, as they should be.

Smart fraud protection
Instant payment notifications
Purchase protection
iOS and Android apps
A shiny metal card
24/7 help from real people
New: Now live with Apple Pay

Don't take our word for it.

Sure, we're new to the game, but our members already love us.

Yonder was a godsend for my trip to Sri Lanka. I loved earning points, paying no FX fees, and the security of a credit card abroad.
Benedict Russell
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
I'm always on the hunt for new places to eat and drink in London, so I love discovering new spots in the app.
Caitlin Place
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
We used Yonder to pay for most of our destination wedding. The support is really responsive, which made it easier to enjoy the festivities!
Divya Babu
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies
I've loved my Yonder card. The ability to pay no FX fees anywhere in the world and simply use the card for everything has been amazing.
Robert Ellis
Yonder rewards are like gold. I’ve had a few excellent nights in top London spots and paid for it with points.
Joanne Davies

Apply to become a Founding Member.

We're waiving our £15 a month fee for six months for our first few hundred customers

Founding Member benefits
£15
/month fee waived for six months
  • 2,500 points when you join
  • Waived £15 monthly membership for six months
  • Founding Member metal card
  • Access to our invite-only community
  • Invite to exclusive events
Representative example
  • Representative APR: 59.3% APR (variable)
  • Purchase rate: 23.94% APR (variable)
  • Monthly fee: £15 a month
  • Assumed credit limit: £1200
We use cookies to help keep our site safe and give you a better experience. By continuing to use our website, you agree to our Privacy & Cookies Policy.