The card-shaped key to your city
The modern lifestyle credit card packed with rewards, no FX markups and loads more. All yours without needing a UK credit score.
Join the waitlist
FCA authorised and regulated
Our investors also backed:
Our investors also backed:
Your city, served up on a platter.
Earn points when you spend
Let's get straight to the points
Sick of earning points you can only use once a year for a Tuesday flight at the crack of dawn? Earn points you can use on things you’ll actually love doing in London.
Earn 1 point for every £1 you spend
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Earn points when you spend
Use points for epic local experiences
Handpicked experiences, easily redeemable in the app. No codes, no coupons, and no fine print. Just head to the experiences, pay normally and we'll cover the cost.
No annoying codes or coupons
Don't be another idiot abroad.
Fee-free spending abroad
Spend without fees everywhere.
We'll never add any hidden fees or changes while you spend abroad. You get the Mastercard® rate, which is the one we get and just pass right onto you.
Spend normally abroad
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The modern essentials, as they should be.
Smart fraud protection
We've got your back
Payment notifications
Ping!
Help from a real person
24/7 on the phone and in the app
Purchase protection
Swipe with peace of mind
iOS and Android apps
A real delight to swipe
A shiny metal card
Fit for your London lifestyle
Get going in a few steps. No credit score required.
Step 1:
Connect your bank account so we can see your income and spending history
Step 2:
Upload your ID and a snap a quick selfie. Smile!
Step 3:
We’ll send you a metal card. Your digital card will be live in the app.
Easily application on your phone
Turns out, this doesn't need to be so hard
Do it all on your phone. No call centers, paperwork or bank branches. Answer a few questions and we'll let you know if you're eligible without a hard check on your credit score.
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Our mission
Credit doesn't need to be so scary.
We’re a team of expats and locals with a mission to make money rewarding and credit empowering through products people understand and love.
After years at TransferWise, ClearScore and Monzo, we're experts in solving painful financial problems for millions of people in the UK.
Launching this Spring. Join our waitlist.
Drop your name and email below and we'll let you know when we're ready to go.
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