A whole new approach to credit card rewards
Sick of earning points you can only use once a year for a Tuesday flight at the crack of dawn? With Yonder, you earn points you can use on things you’ll actually love doing in London.
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Let's get straight to the points
Earn 1 point for every £1 you spend. We'll add your points after each transaction. Points last forever, so use them when you're ready.
Introducing Local Experiences
Handpicked restaurants, bars, and events in your city (starting in London).
Use your points for meals and tickets, without any annoying redemption codes.
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Use points on London's best meals, gigs and events
Every month we'll pick new experiences and stick them in the app for you to discover.
See how rewards work
Step 1
Pick an experience in the app
Every month we'll add new experiences into the app. We'll even help you book a table or ticket if you need.
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Step 2
Enjoy your meal, drink, or event
Head to the experience and pay normally using your Yonder card. No coupons or annoying codes required.
Step 3
Use points or pay normally and earn 2x points
Tap the transaction in the app and swipe to choose to either pay with points, or pay normally and earn 2x points.
We cover the cost, with a fair use limit.
When you redeem points for a Local Experience, we'll cover the cost up to a fair use limit.
For event tickets, that's typically the full amount for two tickets. For restaurants, it's typically the cost of a meal and drinks for two. Every experience has a different fair use limit, which we'll show you before you decide to go.
For example, for 3500 points at Kricket we'll cover your meal and drinks up to £100. Anything above that amount will be charged to your card.
For event tickets, that's typically the full amount for two tickets. For restaurants, it's typically the cost of a meal and drinks for two. Every experience has a different fair use limit, which we'll show you before you decide to go.
For example, for 3500 points at Kricket we'll cover your meal and drinks up to £100. Anything above that amount will be charged to your card.
Apply to be a Founding Member. Just 500 available.
Founding Members is our invite only testing program. This isn't a credit application, just an expression of interest.
Thank you. You're in.
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Important information to know:
- Representative APR: 59.3% APR (variable)
- Approval subject to eligibility: joining our Founding Member waitlist is just an expression of interest. We'll invite you to apply, and if you decide you want to, we'll run some more checks.
- Impact on your credit rating: you'll need to make your minimum monthly payment on time, or it can impact your credit rating. Only borrow what you can afford to pay back.