A new approach to credit card rewards

Sick of earning points you can only use once a year for a Tuesday flight at the crack of dawn? With Yonder, you earn points you can use on things you’ll actually love doing in London.

The average customer (£1,350 monthly spend) gets over £400 rewards value a year.



What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.

It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Yonder card on a dining table with food and drink around it
Yonder app screen with an Airbnb transaction on it

Let's get straight to the points

Earn 1 point for every £1 you spend. We'll add your points after each transaction. Points last forever, so use them when you're ready.

Hate credit card rewards? So did we.

Get 1 point for every £1 spent and up to 5x points at our partners across London.

"The app is super easy to use, and effectively recommends new places to try each month with 3-5x point-earning ability / very lucrative point redemptions."
Daryl Ong, Member
Trustpilot 4.9 stars
6500
pts
We'll cover £
145
The City
4250
pts
We'll cover £
100
Brixton
4000
pts
We'll cover £
90
2650
pts
We'll cover £
65
Southwark & Shoreditch
2500
pts
We'll cover £
60
2150
pts
We'll cover £
50
C & E London
1100
pts
We'll cover £
25
Across London
900
pts
We'll cover £
20
20000
pts
We'll cover £
450
Near London & Manchester
5600
pts
We'll cover £
125
3350
pts
We'll cover £
75
Islington

Here's how it works

Every month we'll pick new experiences and stick them in the app for you to discover.

See how rewards work
Yonder app screen with a Kricket restaurant reward redemption on it

We cover the cost, with a fair use limit.

When you redeem points for a Local Experience, we'll cover the cost up to a fair use limit.

For event tickets, that's typically the full amount for two tickets. For restaurants, it's typically the cost of a meal and drinks for two. Every experience has a different fair use limit, which we'll show you before you decide to go.

For example, for 3,500 points at Kricket we'll cover your meal and drinks up to £100. Anything above that amount will be charged to your card.

Mastercard® World Elite Status

Book unforgettable experiences and get access to exclusive discounts at brands you love.

Using Yonder 

responsibly

could improve your credit rating

Check you’re eligible before applying
You can see if you’re eligible without affecting your credit score. If you continue, we’ll carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
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