Spend without fees in any currency, all over the world.

We use the Mastercard exchange rate. Yonder simply pass on that rate directly to you without adding any mark-ups or fees to make money.
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.

It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
Yonder card on a pink backdrop

We don't hide fees in the exchange rate.

When you spend abroad, your bank or credit card will be given a rate by Mastercard, Visa or American Express. Some credit cards (not us) add up to 3% on top of that rate to make more money.

The European Central Bank (ECB) publishes exchange rates based on a daily average of European central banks.

Mastercard rates sometimes vary from the European Central Bank rates, so we've added a calculator to see the difference.

Choose a currency:

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

European Central Bank rate

1 GBP = 1.166258 EUR

Date updated: 4 October 2021

Mastercard Rate

1 GBP = 1.166258 EUR

Date updated: 4 October 2021

Yonder mark-up over Mastercard

0.00%

Total mark-up over European Central Bank rate

0.2505553%

Ready to be rewarded?

Explore the memberships

Explore memberships
Ready to be rewarded?

Explore the memberships

Explore memberships

You’re eligible
for Yonder membership

Finish your application and choose your membership in the app

Continue in the app

FINISH APPLYING IN THE APP

Scan to complete your
application and choose
your membership
We use cookies to help keep our site safe and give you a better experience. By continuing to use our website, you agree to our Privacy & Cookies Policy.